Financial Guidance and Support for Those Who Have Lost a Loved One

This course offers vital financial education for those adjusting to life after the loss of a loved one, equipping participants with the essential knowledge needed to navigate personal finance during this challenging time. The course covers a variety of topics designed to help you build a solid financial foundation:

Understanding and Identifying Assets: Gain insight into various types of assets, including bank accounts, insurance policies, and pensions. Learn how to effectively gather necessary documentation and organize financial accounts.

Financial Mindset After Loss: Examine how emotions and beliefs influence financial decisions in the wake of a significant loss. Explore ways to realign financial goals with new circumstances and develop healthy financial habits for the future.

Budgeting and Financial Balance: Master the art of creating and managing a budget that reflects your income, fixed expenses, and savings. Discover effective strategies to minimize unnecessary spending and understand the importance of maintaining an emergency fund.

Setting Financial Goals: Familiarize yourself with different categories of financial goals—short-term, medium-term, and long-term. Learn how to prioritize and establish realistic financial objectives, along with key concepts in financial planning.

Money Management: Discover the essentials of managing various types of financial accounts and understand the role of financial institutions in everyday life. Acquire practical strategies for staying organized and making informed financial choices.

Introduction to Investments: Explore various investment options, such as stocks, bonds, and mutual funds. Gain an understanding of risk tolerance and the advantages of long-term investing and the power of compound interest.

Government Programs and Benefits: Get an overview of U.S. government programs, including Social Security survivor benefits and pensions. Learn how government policies can affect personal finances and the role of government benefits in financial planning.

Understanding Credit Scores: Uncover what a credit score is and its impact on financial decisions. Learn how to establish, maintain, and monitor a healthy credit score, while grasping the significance of credit history in financial planning.

Debt and Loans: Delve into the different types of loans available and recognize the potential risks associated with borrowing. Learn responsible debt management techniques to navigate financial obligations effectively.